Protecting your assets requires personalised, strategic planning.

Make a strategic move, today…

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Backed by Expertise. Built for High-Value Protection.

We understand that standard insurance isn’t enough when you have valuable assets at stake. Our solutions are crafted for businesses generating R5M+ annually and high-net-worth individuals who demand more than the ordinary.

We don’t just insure. We strategise, we tailor, we safeguard.

  • Tailored for You: Forget generic policies. We customise your coverage to fit your unique needs.
  • Always Available: Crises don’t clock out. Neither do we. Get 24/7 expert support.
  • Swift Claims, Zero Hassle: We move fast so you can move forward, without the headache.
  • No Fine Print, No Surprises: Transparent pricing, real quotes, and no hidden fees.
  • Your Insurance, Your Way: Buy online in minutes or consult with an expert.

Our services

Corporate & Commercial
Insurance

Protect your operations, employees, and assets from unexpected risks.

Your business is more than a venture, it’s a legacy. From boardroom decisions to operational risks, we provide tailored protection that lets you scale with confidence. Because in business, resilience is everything.

Protect My Business

Personal
Insurance

Safeguard your assets. Protect what matters most.

All your prized possessions, safeguarded with precision. Life is unpredictable, but your peace of mind shouldn’t be. Don’t let unexpected turns disrupt the things you’ve worked hard for.

Secure My Lifestyle

Tailored
Insurance

Custom coverage for specialised industries, rare assets, and exclusive lifestyles.

No two lives or businesses are the same — your insurance shouldn’t be either. Whether it’s high-value assets, niche risks, or unique needs, we craft bespoke solutions that fit seamlessly into your world.

Design My Coverage

The unrivalled benefits of LK Risk

Why risk the ordinary when your world is extraordinary?

Precision-Tailored Coverage

One-size-fits-all insurance doesn’t work for businesses, or individuals with high-value assets. That's why our policies are tailored and designed to fit your exact risks and needs.

“Triple A” Strategic Risk Management

We Analyse, Anticipate, and Act, helping you stay ahead of potential threats.

Effortless, White-Glove Service

From custom quotes to seamless claims processing, we take care of everything, so you don’t have to.

Exclusive Policies for Premium Clients

You get access to specialised coverage unavailable through traditional insurance providers.

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A Commitment to Uncompromising Protection.

We don’t sell insurance. We build a fortress for your assets.

Our mission is simple: to provide elite protection for businesses and individuals who require the highest level of coverage. Whether it’s corporate security, luxury asset protection, or tailored risk management, we create solutions that align with your success.

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FAQ

  • What makes your insurance different from standard providers?

    We don’t offer generic policies. Every plan is strategically crafted for high-value assets and businesses with specific risk factors.

  • How do you tailor policies for businesses and individuals?

    We assess your assets, identify risks, and design a policy that ensures complete coverage without unnecessary extras.

  • What’s the process for getting a quote?

    It’s simple. Click ‘Get Your Free Quote’, or go to our contact page, fill in the necessary information, and one of our advisors will reach out to understand your needs. Shortly after, we'll email you your quote!

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It can take you weeks to find insurance coverage, or risk management solutions that fits all your needs.

We’ll put those weeks back in your calendar by finding the right insurance for you.

Your assets deserve the highest level of protection. Let’s create a strategic insurance plan just for you.

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Company

Services

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